HomeReady® Mortgage. We Are Proud to Service New York’s Home Mortgage Needs. HomeReady offers flexibilities not found in other mortgages and may help you afford a home sooner than you think.
Designed for creditworthy, low- to moderate-income borrowers, with expanded eligibility for financing homes in designated low-income, minority, and disaster-impacted communities. HomeReady lets you buy with confidence while expanding access to credit and supporting sustainable homeownership. Key features:
Income from family or other household members can help in qualifying, even when they aren’t on the mortgage.
Mortgage insurance may be eligible for cancellation – saving you money over the long run.
Down payments as low as 3%
Homebuyer education to help you prepare to buy and own a home – conveniently available online.
Need more information about the HomeReady promgram. Download the simple and easy HomeReady PDF.
Call 844.499.6000 to speak with a dedicated mortgage specialist today!